Practical exercise
Build the family transfer rail
By the end of today your phone will have a labelled list of every family member you might need to send money to, with their IBAN or wallet number, tested with a 100 rupee transaction. The next time someone calls in need at midnight, you will not fumble. You will tap and send.

Now try it
Build the family transfer rail
Stretch
Sit with your mother for thirty minutes and teach her how to receive money in her own bank app. Show her her own balance. Show her how to check the last transaction. The transfer is yours to send. The autonomy of seeing the balance is hers to keep.
Goes into your portfolio
Screenshots of your bank app showing five labelled beneficiaries (names blurred), a 100 rupee successful Raast transfer to one of them, and a confirmation of one standing instruction set up for monthly family transfer.
